Working while on disability


Some people wonder if they can stay on disability while working “under the table.” My advice for folks who are thinking about trying to work is this: Don’t be sneaky! Social Security has a way of figuring these things out and when they do, you could be hit with a large “overpayment” or even worse, a fraud charge!

Social Security has a special program to encourage people to try to work without losing their health insurance. If you enroll in the Ticket to Work program, you are matched up with vocational services, protected from Continuing Disability Reviews, and if you ultimately earn enough while working that your monthly benefits stop, there is a fast-track method for reinstatement if you become unable to work in the future.

Social Security has published a video about the “Ticket to Work” program. If you are considering trying to work while on disability, consider the Ticket to Work program.